Income Replacement
   
 
Source:  Council for Disability Awareness
1:  90 %  -- disabling accidents that are
NOT work related

2: 43% -- of all 40 year olds will suffer a
disability of at least 90 days before age 65

3: 50% of all mortgage disclosures are
due to disability

4:  17 % of all personal bankruptcies are
due to unexpected illness or injury.

5:  43% of all families spend more than
they earn.

6: 72% of Americans don't have enough
savings to meet short term emergencies

7:  39% of the 2.1 million workers who
applied for SSDI in 2005 were approved

8:  30% of US workers who participate in
long term disability benefits
 
  Income Replacement is a valuable benefit that
should not be overlooked.
   
  Contact us to see how these benefits can help you improve your employee benefit plan offering.