Retirement Planning
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Which plan will deliver more value for my business and my employees?
 | | Defined Benefit Plan
| | | Profit Sharing Plan
| | | Cash Balance Plan
| | | Target Plan
| | | 401 (k) plan
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Or some combination?
What about age weighting and integration? How should we match?, and what about vesting?
We can help you develop the plan design that best advances your goals.
Contact us today for a complementary evaluation. | | | |
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Why a Qualified Plan?
There are a wide variety of restrictions on the amounts that a company can contribute to employer-provided
qualified retirement plans (e.g., defined benefit pensions, defined contribution 401(k)s and profit-sharing
plans).
As a result, nonqualified retirement plans have become a common benefit for many executives who currently
earn more than $125,000 annually, and they are often an effective device for recruiting executive talent.
The regulations for nonqualified plans are much less restrictive than those governing qualified plans.
Nondiscrimination rules do not come into play, the benefit amount can far exceed what qualified plans can
provide, and they can be offered to as few or as many employees as desired.
A nonqualified retirement plan can be either a defined benefit or a defined contribution plan.
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